I recently purchased annual multi-trip travel insurance for the elderly at https://www.globelink.co.uk/annual-mult … to-79.html and was pleasantly surprised that it covers many chronic conditions at no extra cost. Now I can travel several times a year without worrying about each individual policy. I especially liked that medical expenses are covered up to £10 million – I feel protected in any country. I wonder if anyone has yet tested how quickly their 24/7 emergency hotline works?