I travel with a camera and laptop, so I pay attention to the compensation limits for individual items, and the information at https://www.globelink.co.uk/policy-opti … rance.html helps me understand what policies are available to French residents. The total baggage coverage may differ from the maximum payout for a single valuable item. Before departure, I photograph my equipment and save proof of its value electronically. Do you keep receipts and serial numbers for your equipment before traveling?